Annette (Toni) Chrystal

Associate Real Estate Broker

Photo of Annette (Toni) Chrystal

Annette (Toni) Chrystal
Associate Real Estate Broker

Full Time Real Estate Associate Brokers. Identical Twin Sisters and Business Partners. I'll guide you from consultation to closing.
I have local expertise,global connections and a powerful customized marketing program at Houlihan Lawrence. This is a winning combination when I market your property to the world. In addition,my affiliation with Leading Real Estate Companies of the World further enhances my ability to network on a worldwide basis with the premier real estate firms globally.,regional affiliations
Skilled with computer technology and I use today's fast paced on-line marketing to communicate with buyers and sellers. Toni is completely digital and mobile and takes advantage of today's technology for well over 20 years.

At a glance

My Communities
White Plains, Harrison, Purchase, Rye, Scarsdale, Hartsdale, Chappaqua, Valhalla, Greenburgh, New Rochelle, Greenwich, Bronxville, Mamaroneck, Rye Brook, Thornwood

Real Estate Subject Matter Expert, Accredited Buyer Rep.,Working with Buyers, Working with Sellers, Tech Savvy Agent, Knowledge and Experience

Lives In

21 Years

Properties Sold

About me

Hello and welcome to Westchester County.  Turn to the Twin Team from consultation to closing, Toni Chrystal and Terri Crozier, Licensed Associate Real Estate Brokers. We have local expertise, regional affiliations , global connections, and a powerful customized marketing program.   This is a  winning combination when we market your property to the world . Give us a call today, your local advocates with a powerful reach and a personal touch . Growing up and living in Westchester, it's our pleasure to share with you some information which illustrate why White Plains and the surrounding areas are some of the best places to live in North America. Whether you're visiting for the day, enjoying a weekend with friends and family, or exploring Westchester with the hope of relocating; we can help you, give us a call today. You may recognize Toni Chrystal as part of the "Twin Team" identical twin sisters,... More

Professional Awards & Achievements

Recipient Entrepreneur of the Year 2012, Women's Council of Realtors Empire-Westchester Chapter Consistent Platinum, Gold and Silver Award Team Winner WPAR Toastmaster Local Club - Humorous Speech Contest Winner E- Pro Agent, Proficient in Computer Technology and Communication Centurion Award Winner from Prior Company 12 Years consecutive.

Professional Associations & Designations

Licensed Associate Real Estate Broker White Plains Branch Office President, Women's Council of Realtors, Westchester Chapter 2009-2010 Member Hudson Gateway Multiple Listing Service (MLS) Member, Hudson Gateway Association of Realtors, HGAR Member, New York State Association of Realtors (NYSAR) Member, National Association of Realtors (NAR) Served on Governing Board as Secretary for EAMLS 2007-2008 Served as Zone 4 Director WPMLS 2000 - 2010 Served on WPAR Professional Standards Committee, since 2009 Broker Co-Owner C'21 Wolff, Mamaroneck (2006-2007)

Personal Interests

When I am not working, my passion is cooking and entertaining at our Vermont Bed & Breakfast with our family and friends.    

Real Estate Expertise

I am a full time Real Estate Professional consulting and educating clients and agents on current market conditions and trends. Proficient with communication using today's technology tools. I am energetic, experienced, dedicated, have the highest level of integrity, and commitment describe my attributes. I am a real estate subject matter expert and work with new agents that enter the business of selling real estate.  My passion is helping agents both new and seasoned to realize their potential by motivating and... More


NYS Approved to instruct RE and continuing education courses. Accredited Buyer Representative (ABR). Toni is a learning based agent and continues to participate in advanced RE courses in order to remain in the forefront of the industry.

Houlihan Lawrence App for Smart Phones and Tablets

HOME SEARCH REINVENTED ALL OF THE CUTTING EDGE INNOVATIONS IN ONE APP Available on the App Store or Google Play Find Homes for Sale and Open Houses through your phone's GPS Utilize "Augumented Reality", and let your camera define your search map to easily discover nearby homes on the market. Explore property photos in a single swipe.     More


We met Toni at an open house over 2 years ago. During our house hunt, Toni has been very patient and accommodating working around our schedule at all times. The reason we finally decided to work with Toni is her professionalism and lack of pushiness when we saw houses we obviously had no interest in purchasing. The e-mail updates she sent us were very accurately narrowed down to the type, style, and location of homes we were interested in. When it came down to making an offer on Topland, Toni was available 24/7 and was very honest, speedy and informative throughout the entire process. We will recommend her at any opportunity.

Education Coordinator

One of the many benefits offered by Houlihan Lawrence to their agents is education and training to keep us informed and help our business succeed. Toni Chrystal is the best educator I have had the privilege of learning from. She is clear in her message and takes the time with all levels of students to make sure they understand the subject matter. I look forward to more training with Toni.

Abby Carrie

Educational Coordinator

Toni Chrystal is one of the nicest and most knowledgable training coordinaters that I have ever seen. She is so skilled and patient in every area of training. She knows the whole Houlihan Lawrence system and website and generously shares all of her knowledge and experience with us. She gives everyone personalized attention during her classes. I am very grateful to have Toni Cystal as a mentor and a friend.

Thank You For All That You Do For Us.

Janet Denti

"Toni is an outstanding realtor. She is an expert in her field, and she establishes and maintains a rapport with her clients that is both professional and warm. I would only consider hiring Toni as my realtor and would never hesitate to recommend her to my friends and colleagues as well."

We were referred to Toni and Terri from a friend. We would recommend them to everyone. They spent time listening to our needs and found our dream home. They know so much about the market and marketing conditions. They helped us through the process, it was a fun experience. We can't say enough about them.

Toni is able to understand what you need/want in a house. She presents options that help you refine what you are looking for in a house and the options that you may not have thought about. Her knowledge of the listings available and communities saves you time and money in looking for the right house. Toni has helped me and my family to find our homes over the past years. I recommend her to any of my friends who are interested in moving into the Westchester area.

"Toni has been in real estate long enough to have worked through tough markets. When the housing bubble burst, she had the right strategy to price our house right and get it sold in a reasonable time. All through the process she was professional and cheerful. We never once doubted that our house would sell. If I were buying or selling today, Toni would be who I'd call."

She went over and beyond our expectations. Always accesible via e-mail, returned our calls, was helpful through the entire process. As the first time home buyer, Toni was a great representative she explained the process and gave great advice and was always available. Would recommend others to work with her.

Above and beyond - Toni and Terri performed a wonderful job and it was an excellent experience throughout the process. We cannot say enough to express our gratitude! Thank you.