Annette (Toni) Chrystal

Annette (Toni) Chrystal

Associate Real Estate Broker

M: (914) 673-1640

Welcome to my Home Page | Ask Me Anything About Real Estate.

Toni Chrystal is a member of the "Twin Team @ Houlihan Lawrence."  These identical twin sisters form an inseparable pair, not only in their striking resemblance but also in their flourishing careers as successful real estate partners. With an impressive combined service of 40 years, they have established themselves as experts in the industry. Recently, their team has grown to include Michelle Reggio, Terri's daughter, who brings a vibrant and youthful outlook to their endeavors. Michelle eagerly embraces responsibilities, injecting a fresh perspective into their operations. Working collaboratively, they build strong connections with their clients, skillfully navigating the complexities of property transactions and providing them with continuous education and market updates. 

As full-time professionals in the real estate industry, the Twin Team at Houlihan Lawrence has gained a high level of expertise and knowledge of the marketplace. By continuously staying abreast of cutting-edge technology and honing their marketing skills, they consistently deliver unparalleled service to their clients.  They are skilled problem solvers and expert negotiators, making them invaluable to clients. 

Their exceptional interpersonal skills have earned them a stellar reputation among their clientele and colleagues. Demonstrating an unwavering commitment to their clients, most of their business stems from valuable referrals, a testament to the trust they inspire and the satisfaction they consistently provide.

If you're interested in their services, you can register for a user account on their website and search for active, pending, or sold properties. You can also contact them directly through call, text, or Zoom to invite them into your home for a comprehensive price opinion and customized marketing program presentation. 

Connect with The Twin Team @ Houlihan Lawrence:
Terri Crozier at (914) 391-9277
Toni Chrystal (914) 673-1640
Michelle Reggio at 914-500-7100

Your real estate journey is about to be enriched by a team that embodies both exceptional professionalism and the heartwarming familiarity of family.

Professional Associations & Designations
Licensed Associate Real Estate Broker White Plains Branch Office

  • Accredited Buyer Representative (ABR), At Home With Diversity (AHWD)
  • NYSAR Director, Chair, H.G.A.R. Education Committee, Certified NYS CE Instructor,
  • Past President Women's Council of Realtors,
  • Member ONE KEY Multiple Listing Service (MLS)
  • Member, Hudson Gateway Association of Realtors, New York State Association of Realtors 
  • Member, National Association of Realtors (NAR)
  • Chair, Education Committee at Hudson Gateway Association of Realtors

Community Involvement

Toni serves as the President of the White Plains High School Alumni Association, where her main focus lies in expanding the association's membership through social media. She aims to leverage various social media platforms with a strategic approach to engage and connect with a broader alumni network.


I am certified by the state of New York to teach Real Estate and continuing education courses, ensuring I am up-to-date with industry knowledge and practices. As a learning-focused agent, I actively engage in advanced Real Estate courses to stay at the forefront of the field. I hold the esteemed designation of Accredited Buyer's Representative (ABR®), which represents the highest standard of excellence in buyer representation. 

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Selling a home, made simple

We know that buyers are most likely to come from neighboring towns, but the internet has opened our markets to a worldwide audience.

Our ability to generate real-time data insights drives our clients to make informed decisions, and positions us to find buyers for your home, no matter where they are.